BoA Unlimited Cash Rewards Card: Earn a US$200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, commonly known as BoA, lets you earn Unlimited Cash Rewards by giving a steady 1.5% cashback on all purchases with no limits on spending categories!

This card brings a range of perks from a leading American financial institution. Getting approved is quick and hassle-free.

SEE HOW TO APPLY

Looking for more details?

Bank of America is a respected player in the U.S. market, offering a broad spectrum of financial products such as bank accounts, wealth management, and credit cards.

New cardholders of the Bank of America credit card can take advantage of a limited-time offer: earn a $200 bonus after spending $1,000 or more on purchases within the first 90 days of account opening.

The card provides a steady 1.5% cash back on all purchases, with rewards that never expire, ensuring ongoing value for users.

Moreover, those enrolled in Bank of America’s Preferred Rewards program can boost their cashback rate, earning between 1.87% and 2.62% back on each purchase.

Redemption is flexible, allowing you to apply rewards as a statement credit, transfer them to a Bank of America account, or use them to pay for purchases on Amazon.com or PayPal.

Beyond earning rewards, this card delivers excellent daily features, such as contactless payments via chip technology, plus a $0 liability policy protecting you from unauthorized charges.

The standard credit limit for a BoA card usually begins at around $1,000, but it has the potential to increase up to $20,000 based on your individual financial situation as assessed by the bank.

The bank is offering a $200 online cash rewards bonus for new BoA account holders who spend a minimum of $1,000 within the first 3 months.

This credit card features no annual fee and offers a 0% introductory APR for the initial 15 months for both purchases and balance transfers. After this timeframe, the standard APR varies between 18.24% and 28.24%, along with a 3% balance transfer fee for the initial 60 days, increasing to 4% thereafter.

In order to be eligible for Bank of America credit cards such as this one, it is suggested to possess a FICO credit score of at least 670, which is considered to be within the good to excellent credit range.

One can apply for the Bank of America credit card by using the company’s online portals.

Additional key benefits include:

Balance Connect helps prevent declined transactions, returned checks, or overdrafts for a seamless money management experience.
Use the Mobile Banking App anytime to pay bills, transfer money, or track your credit score.
Get instant alerts to stay informed about all your card activities.
Benefit from free access to monitor your FICO credit score.

Therefore, this credit card delivers strong financial oversight without any annual fees, starting with a 0% APR for the first 15 months.

Everything can be managed not only with the physical card but also through digital wallets, ideal for users who prefer a more modern, tech-friendly option.