Discover the Steps to Apply for the American Express Blue Preferred Card
Key Details to Know Before Applying for the American Express Blue Preferred Card
The Blue Preferred credit card offers 6% cash back on supermarket purchases and subscriptions to streaming platforms.
CREDIT CARD
AMEX Blue Preferred
Yearning for an American Express card? Submit your application today.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
The Blue Preferred card gives a 1% cash back on all qualifying purchases, except for the specific categories listed below:
- 3% cash back on gas station purchases in the U.S.
- 3% cash back on parking, tolls, trains, buses, taxis, and similar expenses.
- 6% cash back on streaming service subscriptions.
- 6% cash back on grocery purchases, capped at $6,000 annually.
The Blue Preferred Card’s starting credit limit usually begins at $1,000, but it can be increased depending on the cardholder’s needs.
New applicants can take advantage of a special promotion offering a $300 cashback bonus when they spend $3,000 within the first three months. The card has no annual fee for the first year, but a $95 fee applies starting the second year.
There is also an introductory offer featuring 0% APR for 12 months on both purchases and balance transfers.
After the introductory period, purchase interest rates vary from 19.24% to 29.99% APR. American Express also offers the Pay It feature, which lets cardholders conveniently pay off small purchases throughout the month while earning rewards.
Moreover, the Plan It feature allows you to split transactions of $100 or more into fixed monthly installments. If you’re considering getting the Amex Blue Preferred card, this option could be especially useful.
Requirements for Eligibility
The Blue Cash Preferred Card stands out for its flexibility compared to other American Express cards, which typically cater to premium personal or business users.
That said, American Express sets clear basic criteria: applicants must be U.S. citizens, at least 18 years old, and have a verifiable income source.
A solid credit history is crucial for approval. Applicants consent to American Express running a credit inquiry, ideally resulting in a good score, along with reviewing their credit activity over time.
Having an existing relationship with Amex isn’t mandatory, but those with previous negative dealings with the company on other cards might face difficulties when applying for the Blue Cash Preferred Card.
Keep in mind that even if you fulfill all the criteria, final approval for the card depends on the availability set by the issuer.
How to Apply for the American Express Blue Preferred Card?
American Express provides an easy-to-use online application via their website, featuring a straightforward form to complete your request.
Although creating an Amex account isn’t mandatory, logging in with your credentials can make filling out the application faster and smoother.
By clicking the “Apply Now” button, you’ll be directed to the application page for the Blue Preferred Card, where you’ll be asked to provide personal details like your full name, birth date, email, and home address.
Additionally, you will need to provide details like your social security number, annual income, yearly expenses, and information about your income sources, including employment status, military service, business ownership, or retirement.
After submitting all required information, Amex performs a thorough credit evaluation to assess your application and issue an approval or denial decision.
The American Express website also features a built-in chat tool that allows users to ask questions and receive immediate assistance.
Ensuring all submitted data is accurate is essential to streamline the process and avoid delays caused by additional reviews or requests for more documents from American Express.
CREDIT CARD
AMEX Blue Preferred
Interested in the conditions? Submit your application today!
GO TO OFFICIAL WEBSITE* You will be directed to an external website
More Details to Know
The innovative “Send & Split system” allows users to effortlessly share costs with friends straight from the Amex app. Additionally, card members gain exclusive access to special Amex promotions for various concerts and events.
By subscribing to the Disney Bundle for at least $9.99 monthly, cardholders can earn up to $84 back annually. Plus, enjoy $10 monthly statement credits on the Equinox+ subscription service.
In addition, this card includes benefits such as rental car insurance coverage, access to a Global Assist helpline, support for dispute resolution, and full online account management capabilities.
Looking for Another Card Option?
American Express also offers other options like the Gold Card, which rewards you with 4x points and includes a 60,000-point welcome bonus for new cardholders.
Although the situations might appear similar, the Gold Card comes with distinct benefits, and you can learn the steps to apply for it here.
